Live Your Life To The Fullest

Aging and disability does not mean you need to resign yourself to a life of mundane repetition and poverty. SSDI and SSI claims can be your path to a full and thriving life.

Social Security Disability FAQs

Becoming seriously ill or injured is a difficult time, and it becomes worse if you are no longer able to work after recovery. How will you pay for bills and provide an income for you and your family? If this is your case, you may be entitled to receive Social Security Disability Insurance (SSDI). Learn the most commonly asked questions and answers, then call my firm, James Ratchford Law, PLLC, at 716-267-6275.

What is Social Security Disability Insurance or benefits?

You may be eligible for the monetary monthly benefit of SSDI if you have worked and paid into the United States Social Security tax enough to have disability coverage. Generally, this is about 10 years, but the time differs due to age and when you became disabled. Call my office to discuss your situation with me.

What are the qualifications for SSDI benefits?

Eligibility requirements include:

  • Working long enough in a Social Security-covered job paying Social Security tax; typically five of past 10 years (this can differ depending upon your age)
  • Your medical condition meets Social Security’s definition of disability
  • Having a disability so serious you cannot work; with your experience, age and education considered

How can I apply to receive SSDI?

Every injury or illness case is unique. In some cases, you should apply right away, in others, you should wait. Having an experienced Social Security New York attorney at your side can prove to be helpful, right from the initial stage. I can explain legalese and explain difficult-to-understand information.

Do I need a legal representative to file a Social Security Disability claim?

You do not need to hire an attorney to file a claim; however, your chances of receiving a positive outcome may be increased if the documentation is completed correctly and timely with help from an experienced SSDI lawyer.

How long does it take to get a decision on Social Security Disability benefits?

A decision may come in as little as a month or can take a of couple of years. Because the process can be lengthy, I, knowledgeable and convincing SSDI attorney, can strive to ensure all information is correct and that your application is completed in a timely manner.

What if my SSDI application is denied?

Many times, an SSDI application is denied due to lack of details and documentation about how the disability affects your ability to work. But the initial application is only the first step in receiving benefits, and denials are typical. A knowledgeable SSDI attorney who knows how the Social Security system works can help you appeal the decision.

Can I be employed while getting Social Security benefits?

Yes. There are special regulations that determine whether you can work and receive benefits. If you approved to work and receive SSDI benefits, you must report it to the Social Security Administration.

Our Compassionate, Knowledgeable Lawyer Can Help Find The Answers You Need

Even if you were denied Social Security benefits, I can assist you in appealing the decision and help you through the complex process. Call me at 716-267-6275 today in Buffalo or reach out to me online to start your action right away.

Advocating For Social Security Disability Insurance Claimants In New York State